PENGARUH PROFITABILITAS DAN KESEMPATAN INVESTASI TERHADAP KEBIJAKAN PENDANAAN BANK PADA PD. BPR. DAN PD. BKK SE-KABUPATEN SUKOHARJO

  • Hartono Hartono
  • Agung Sri Cahyadi

Abstract

This research aims to know influence Profitability and Investment Opportunity to Policy of Financing Bank which is in the form of leverage at PD. BPR Badan Kredit Kecamatan and PD. Badan Kredit Kecamatan in Sukoharjo Residence with the description research causal method. Periods were observed annually starting on 2002 until 2006, with population 12 banks. Sample this research is 6 banks. So observation is 30. Technique of analysis use multiple regression with method ordinary least square. Result this research show that Investment and Profitability simultaneously or individually significant influence ROE. Classic assumption testing indicated models have been freed from problem of heteroscedasticity, autocorrelation, multicolinearity and distribution of data was normal. Coefficients regression of Profitability is 0,618, and Investment is 0,382. Relation Profitability and Leverage is positive, so relation Investment and Leverage is positive too. Coefficient regression indicated that Leverage inelastic to independent variables. Determination of Profitability and Investment to influence ROE is 95.7 %
Keywords: Regression, Profitability, Investment, Leverage

Published
Mar 4, 2020
How to Cite
HARTONO, Hartono; CAHYADI, Agung Sri. PENGARUH PROFITABILITAS DAN KESEMPATAN INVESTASI TERHADAP KEBIJAKAN PENDANAAN BANK PADA PD. BPR. DAN PD. BKK SE-KABUPATEN SUKOHARJO. Manajemen Bisnis Syariah, [S.l.], v. 1, n. 02, p. 67-80, mar. 2020. ISSN 1979-0619. Available at: <http://journal-fe.uniba.ac.id/index.php/MBS/article/view/83>. Date accessed: 27 may 2020.